{"id":4184,"date":"2021-03-16T11:11:40","date_gmt":"2021-03-16T11:11:40","guid":{"rendered":"https:\/\/associationepireuil.fr\/?page_id=4184"},"modified":"2023-06-20T07:56:26","modified_gmt":"2023-06-20T07:56:26","slug":"point-conseil-budget-pcb","status":"publish","type":"page","link":"https:\/\/associationepireuil.fr\/?page_id=4184","title":{"rendered":"PCB"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"4184\" class=\"elementor elementor-4184\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-869529a elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"869529a\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-0ad430b\" data-id=\"0ad430b\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e2c5aed elementor-widget elementor-widget-spacer\" data-id=\"e2c5aed\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-38c2581 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"38c2581\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-2151b1a\" data-id=\"2151b1a\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b9c8474 elementor-widget elementor-widget-heading\" data-id=\"b9c8474\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Qu\u2019est-ce que le PCB (Point Conseil Budget) ?<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-5099d37 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"5099d37\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-73b016a\" data-id=\"73b016a\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c768889 elementor-widget elementor-widget-image\" data-id=\"c768889\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"271\" height=\"165\" src=\"https:\/\/associationepireuil.fr\/wp-content\/uploads\/2021\/03\/Point_Conseil_Budget.png\" class=\"attachment-large size-large wp-image-4193\" alt=\"Logo PCB Point Conseil Budget\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-66 elementor-top-column elementor-element elementor-element-2e12c21\" data-id=\"2e12c21\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-a6d25df elementor-widget elementor-widget-text-editor\" data-id=\"a6d25df\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Le Point Conseil Budget ou PCB est un <strong>lieu d\u2019accueil offrant un<\/strong> <\/span><b>soutien gratuit, confidentiel et personnalis\u00e9 <\/b><span style=\"font-weight: 400;\">aux personnes fragilis\u00e9es financi\u00e8rement qui en font la demande.<strong> Cela se traduit par<\/strong> un <strong>diagnostic<\/strong> de la situation, des <strong>conseils cibl\u00e9s et<\/strong>, selon les cas, un <strong>accompagnement<\/strong>. L\u2019<strong>objectif<\/strong> est de les aider \u00e0 <strong>pr\u00e9venir et \u00e0 r\u00e9soudre les difficult\u00e9s financi\u00e8res<\/strong> li\u00e9es aux d\u00e9penses du quotidien (ex : gestion budg\u00e9taire, \u00e9talement de cr\u00e9dit, aides, dossier de surendettement aupr\u00e8s de la Banque de France\u2026).<\/span><\/p><p><span style=\"font-family: Roboto; font-size: 16px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400;\"><strong>Cr\u00e9\u00e9 en 2016<\/strong>, il a tout d\u2019abord fait l\u2019objet d&rsquo;une <strong>exp\u00e9rimentation sur 3 ans dans 4 r\u00e9gions<\/strong> (Hauts de France, Ile-de-France, Grand Est et Occitanie).<\/span><span style=\"font-weight: 400;\"><br \/><\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-1470e71 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"1470e71\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-4c47b5c\" data-id=\"4c47b5c\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-55e2a21 elementor-widget elementor-widget-text-editor\" data-id=\"55e2a21\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\"><strong>Leur nombre est pass\u00e9 de 52<\/strong> \u00e0 150<strong> PCB labellis\u00e9s <\/strong>dans 8 r\u00e9gions en <strong>2019<\/strong>, puis <strong>\u00e0 400 fin 2020<\/strong>. <strong>L\u2019objectif<\/strong> \u00e9tait de <strong>r\u00e9pondre \u00e0 l\u2019un des engagements gouvernementaux en termes<\/strong> de strat\u00e9gie nationale de pr\u00e9vention et <strong>de lutte contre la pauvret\u00e9<\/strong>. En effet, le syst\u00e8me pr\u00e9voyait :<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">un <strong>accompagnement<\/strong> personnalis\u00e9 des personnes <strong>dans la gestion de leur budget<\/strong>,\u00a0<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">la <strong>pr\u00e9vention<\/strong> de situations de <strong>surendettement<\/strong> <strong>et<\/strong> de <strong>malendettement<\/strong>,\u00a0<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">et une <strong>assistance<\/strong> renforc\u00e9e <strong>dans la proc\u00e9dure de surendettement<\/strong>.<\/span><\/li><\/ul><p><span style=\"font-weight: 400;\">Et dans le contexte de crise \u00e9conomique li\u00e9e \u00e0 la pand\u00e9mie qui a suivi, <strong>le Gouvernement<\/strong> fran\u00e7ais <strong>a souhait\u00e9 renforcer leur pr\u00e9sence territoriale<\/strong>. Et pour ce faire, il s\u2019est donn\u00e9 pour objectif la <strong>labellisation de 100 structures suppl\u00e9mentaires<\/strong> d\u2019ici fin 2021 <strong>pour un acc\u00e8s<\/strong> \u00e0 leurs services <strong>au plus grand nombre<\/strong>.\u00a0<\/span><\/p><p><span style=\"font-weight: 400;\"><strong>Retrouvez la liste et la cartographie des Points Conseil Budget<\/strong> Labellis\u00e9s sur les sites :<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/solidarites-sante.gouv.fr\/affaires-sociales\/lutte-contre-l-exclusion\/PCB\"><span style=\"font-weight: 400;\">Minist\u00e8re de la Sant\u00e9 et des Solidarit\u00e9s &#8211; PCB<\/span><\/a><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.google.com\/maps\/d\/u\/0\/viewer?ll=46.80243111740136%2C1.9454069106307026&amp;z=6&amp;mid=1TGkWNkqErT4-SNT4dVBsSAo7B_1iNAHH\"><span style=\"font-weight: 400;\">Cartographie<\/span><\/a><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u00a0et <\/span><a href=\"https:\/\/www.mesquestionsdargent.fr\/points-conseil-budget\"><span style=\"font-weight: 400;\">mesquestionsdargent.fr<\/span><\/a><span style=\"font-weight: 400;\">.<\/span><\/li><\/ul>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-7ab2eed elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"7ab2eed\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-e0eba34\" data-id=\"e0eba34\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3e0aed4 elementor-widget elementor-widget-spacer\" data-id=\"3e0aed4\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-86a6173 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"86a6173\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-4a98e73\" data-id=\"4a98e73\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6f7c7d4 elementor-widget elementor-widget-video\" data-id=\"6f7c7d4\" data-element_type=\"widget\" data-settings=\"{&quot;youtube_url&quot;:&quot;https:\\\/\\\/youtu.be\\\/mt2MpfW1A5I&quot;,&quot;video_type&quot;:&quot;youtube&quot;,&quot;controls&quot;:&quot;yes&quot;}\" data-widget_type=\"video.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-wrapper elementor-open-inline\">\n\t\t\t<div class=\"elementor-video\"><\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-4283f0c elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"4283f0c\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-fc122fa\" data-id=\"fc122fa\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-58adcfc elementor-widget elementor-widget-spacer\" data-id=\"58adcfc\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-0848795 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"0848795\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-4a192c3\" data-id=\"4a192c3\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b8cf7df elementor-widget elementor-widget-heading\" data-id=\"b8cf7df\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">A qui s\u2019adressent les Points Conseils Budget ?<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-6afb1d3 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"6afb1d3\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-5303270\" data-id=\"5303270\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c15a2ff elementor-widget elementor-widget-text-editor\" data-id=\"c15a2ff\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\"><strong>L\u2019objectif<\/strong> des PCB<strong> est la pr\u00e9vention des difficult\u00e9s financi\u00e8res<\/strong> conduisant aux situations de <strong>malendettement et<\/strong> de <strong>surendettement<\/strong>.\u00a0<\/span><\/p><p><span style=\"font-weight: 400;\">A ce titre, ils ne se limitent pas aux seules personnes en situation de pauvret\u00e9. En effet, ce service est ouvert gratuitement \u00e0 l\u2019<\/span><b>ensemble de la population<\/b><span style=\"font-weight: 400;\">.<\/span><\/p><p><span style=\"font-weight: 400;\"><strong>L\u2019ambition<\/strong> est d<strong>\u2019am\u00e9liorer la situation financi\u00e8re<\/strong> des personnes <strong>sur la dur\u00e9e<\/strong>.<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-972d980 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"972d980\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-7650c64\" data-id=\"7650c64\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-654a4f0 elementor-widget elementor-widget-spacer\" data-id=\"654a4f0\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-a9c2057 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"a9c2057\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-c1030c1\" data-id=\"c1030c1\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-29f8768 elementor-widget elementor-widget-heading\" data-id=\"29f8768\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Que signifie \u00eatre labellis\u00e9 Point Conseil Budget ?<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-fe77102 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"fe77102\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-2f19eff\" data-id=\"2f19eff\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-bbcaced elementor-widget elementor-widget-text-editor\" data-id=\"bbcaced\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Afin d\u2019\u00eatre labellis\u00e9e, une structure doit <strong>r\u00e9pondre \u00e0 un <\/strong><\/span><strong><a href=\"https:\/\/solidarites-sante.gouv.fr\/IMG\/pdf\/cahier-des-charges-2020.pdf\">cahier des charges<\/a><\/strong><span style=\"font-weight: 400;\"> pr\u00e9cis.<\/span><\/p><p><span style=\"font-weight: 400;\">Ainsi, elle doit proposer les services suivants :<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\"><strong>Accueil<\/strong> et \u00e9coute,<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\"><strong>Informations<\/strong> et conseils,<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\"><strong>Accompagnement<\/strong> budg\u00e9taire,<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\"><strong>Assistance \u00e0 la proc\u00e9dure de surendettement<\/strong>.<\/span><\/li><\/ul>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-258e116 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"258e116\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-8706563\" data-id=\"8706563\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-32062d2 elementor-widget elementor-widget-spacer\" data-id=\"32062d2\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-d9291f5 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"d9291f5\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-a7e056a\" data-id=\"a7e056a\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-9bcdf9c elementor-widget elementor-widget-heading\" data-id=\"9bcdf9c\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Comment b\u00e9n\u00e9ficier de l\u2019accompagnement par le Point Conseil Budget ?<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-0c0e68f elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"0c0e68f\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-ef8a3f0\" data-id=\"ef8a3f0\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-fd51343 elementor-widget elementor-widget-heading\" data-id=\"fd51343\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-medium\">Comment s\u2019\u00e9tablit le contact avec le PCB ?<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-3277bc1 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"3277bc1\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-107a657\" data-id=\"107a657\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-654ca68 elementor-widget elementor-widget-text-editor\" data-id=\"654ca68\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Il existe plusieurs possibilit\u00e9s :<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\"><strong>la personne contacte directement<\/strong> le Point Conseil Budget<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">elle est <strong>envoy\u00e9e par un partenaire<\/strong> ou un autre acteur local (ex : travailleur social)<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\"><strong>ou<\/strong> elle est dirig\u00e9e <strong>par un autre acteur de la structure<\/strong> proposant le service.<\/span><\/li><\/ul>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-58e0e8d elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"58e0e8d\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-77596fc\" data-id=\"77596fc\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-9ee1c16 elementor-widget elementor-widget-spacer\" data-id=\"9ee1c16\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-ae6c428 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"ae6c428\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-67477aa\" data-id=\"67477aa\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4751611 elementor-widget elementor-widget-heading\" data-id=\"4751611\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-medium\">Les \u00e9tapes de l\u2019accompagnement<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-bbf7ee5 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"bbf7ee5\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-467416b\" data-id=\"467416b\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-90328ad elementor-widget elementor-widget-text-editor\" data-id=\"90328ad\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>L\u2019<strong>accompagnement<\/strong> se r\u00e9alise <strong>en plusieurs temps<\/strong> :<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-9cb1117 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"9cb1117\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-f606745\" data-id=\"f606745\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-04e03cd elementor-widget elementor-widget-text-editor\" data-id=\"04e03cd\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\"><strong>L\u2019accueil<\/strong> permettra de d\u00e9terminer si le PCB est le bon interlocuteur ou, \u00e0 d\u00e9faut, de r\u00e9orienter la personne vers la structure d\u2019accompagnement ad\u00e9quate ;<\/span><\/li><\/ul>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-32de59f elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"32de59f\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-3749525\" data-id=\"3749525\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-a0a4134 elementor-widget elementor-widget-text-editor\" data-id=\"a0a4134\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul><li aria-level=\"1\"><strong>Le diagnostic<\/strong> sert \u00e0 \u00e9tablir un \u00e9tat des lieux des ressources, d\u00e9penses et charges de la personne.<\/li><\/ul>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-398cb44 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"398cb44\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-e59f516\" data-id=\"e59f516\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2fe0c9e elementor-widget elementor-widget-text-editor\" data-id=\"2fe0c9e\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul><li><strong>L\u2019accompagnement<\/strong> peut prendre diff\u00e9rentes formes en fonction des probl\u00e9matiques soulev\u00e9es lors du diagnostic :<ul><li aria-level=\"2\">des informations g\u00e9n\u00e9rales et des <strong>conseils pour<\/strong> prendre<strong> de nouvelles habitudes<\/strong>,<\/li><li aria-level=\"2\">la <strong>constitution d\u2019un dossier de surendettement<\/strong> aupr\u00e8s de la Banque de France,<\/li><li aria-level=\"2\"><strong>l\u2019intervention<\/strong>, \u00e0 titre facultatif, <strong>aupr\u00e8s de cr\u00e9anciers locaux<\/strong> pour faciliter les \u00e9changes.<\/li><\/ul><\/li><\/ul>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-503ac2d elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"503ac2d\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-744c5b8\" data-id=\"744c5b8\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6b5d5c9 elementor-widget elementor-widget-text-editor\" data-id=\"6b5d5c9\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul><li aria-level=\"1\">La <strong>fin du suivi<\/strong> correspond g\u00e9n\u00e9ralement \u00e0 la <strong>r\u00e9-appropriation par la personne de sa ma\u00eetrise budg\u00e9taire<\/strong> sur le long terme. Elle peut \u00e9galement \u00eatre<strong> \u00e0 l\u2019initiative de la personne<\/strong>, le suivi reposant sur une d\u00e9marche volontaire.<\/li><\/ul>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-ff3b802 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"ff3b802\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-bc08074\" data-id=\"bc08074\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b20d1de elementor-widget elementor-widget-spacer\" data-id=\"b20d1de\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-c0c6019 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"c0c6019\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-20b308a\" data-id=\"20b308a\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5d54ab7 elementor-widget elementor-widget-heading\" data-id=\"5d54ab7\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Epireuil - Permanences et rendez-vous du Point Conseil Budget<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-edd8792 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"edd8792\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-e519faa\" data-id=\"e519faa\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5a3598a elementor-widget elementor-widget-text-editor\" data-id=\"5a3598a\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<table style=\"border-collapse: collapse; width: 100%;\"><tbody><tr><td style=\"width: 3.80795%; text-align: left;\"><span style=\"color: #7ed957;\"><strong>Jour<\/strong><\/span><\/td><td style=\"width: 23.7582%; text-align: center;\"><span style=\"color: #7ed957;\"><strong>Rendez-vous<\/strong><\/span><\/td><td style=\"width: 22.4338%; text-align: center;\"><span style=\"color: #7ed957;\"><strong>Permanences<\/strong><\/span><\/td><\/tr><tr><td style=\"width: 3.80795%;\"><strong>Lundi<\/strong><\/td><td style=\"width: 23.7582%; text-align: center;\">de 09:00 \u00e0\u00a0 12:00 et de 14:00 \u00e0 16:00<\/td><td style=\"width: 22.4338%; text-align: center;\">de 17:00 \u00e0 18:00<\/td><\/tr><tr><td style=\"width: 3.80795%;\"><strong>Mardi<\/strong><\/td><td style=\"width: 23.7582%; text-align: center;\">Aucun rendez-vous<\/td><td style=\"width: 22.4338%; text-align: center;\">de 09:00 \u00e0 11:00<\/td><\/tr><tr><td style=\"width: 3.80795%;\"><strong>Mercredi<\/strong><\/td><td style=\"width: 23.7582%; text-align: center;\">de 09:00 \u00e0 11:00 et de 14:00 \u00e0 15:00<\/td><td style=\"width: 22.4338%; text-align: center;\">de 11:00 \u00e0 13:00<\/td><\/tr><\/tbody><\/table>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-4096054 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"4096054\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-39d3f00\" data-id=\"39d3f00\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2368beb elementor-widget elementor-widget-spacer\" data-id=\"2368beb\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-9af12b5 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"9af12b5\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-9c2aeed\" data-id=\"9c2aeed\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7bef70f elementor-widget elementor-widget-heading\" data-id=\"7bef70f\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Nous contacter<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-d522efb elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"d522efb\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-751ecd1\" data-id=\"751ecd1\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-89ce485 elementor-widget elementor-widget-text-editor\" data-id=\"89ce485\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\"><strong>Pour toute question<\/strong> sur le Point Conseil Budget (PCB), vous pouvez nous contacter de la fa\u00e7on suivante :<\/span><\/p><p><strong>Association Epireuil<\/strong><\/p><p><span style=\"font-weight: 400;\">Place aux Jeunes\u00a0<\/span><\/p><p><span style=\"font-weight: 400;\">84 Rue Grande<\/span><\/p><p><span style=\"font-weight: 400;\">27100 Val de Reuil<\/span><\/p><p><span style=\"font-weight: 400;\"><strong>T\u00e9l :<\/strong> 02 32 50 57 98<\/span><\/p><p><strong>mail : <\/strong><a href=\"mailto:association.epireuil@orange.fr\"><span style=\"font-weight: 400;\">association.epireuil@orange.fr<\/span><\/a><\/p><p><strong>Votre interlocuteur : <\/strong>Anne-Sophie FERET<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Qu\u2019est-ce que le PCB (Point Conseil Budget) ? Le Point Conseil Budget ou PCB est un lieu d\u2019accueil offrant un soutien gratuit, confidentiel et personnalis\u00e9 aux personnes fragilis\u00e9es financi\u00e8rement qui en font la demande. Cela se traduit par un diagnostic<\/p>\n","protected":false},"author":146,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_eb_attr":"","footnotes":""},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.2 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>PCB -<\/title>\n<meta name=\"description\" content=\"Le Point Conseil Budget ou PCB : toutes les informations utiles pour b\u00e9n\u00e9ficier de cet accompagnement budg\u00e9taire gratuit et personnalis\u00e9\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/associationepireuil.fr\/?page_id=4184\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"PCB -\" \/>\n<meta property=\"og:description\" content=\"Le Point Conseil Budget ou 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